Credit Cards

One of the most commonly cited reasons for filing Bankruptcy is credit card debt. Often those households with the least amount of income carry the highest amount of debt on credit cards. High credit card balances coupled with increasing interest rates can quickly spiral out of control, making paying even monthly minimums nearly impossible. Filing Chapter 7 Bankruptcy or Chapter 13 Bankruptcy can often be the best solution to eliminating overwhelming credit card debt

Chicago Bankruptcy Attorney Frank G. Cortese can help you determine if filing Bankruptcy is right for you. He has helped thousands of individuals and families with debt relief solutions throughout the Chicago area, including Cook, DuPage, Will and Kane Counties.

Mr. Cortese can help you determine if filing Bankruptcy is right for you. In some cases, filing a Chapter 7 Bankruptcy to eliminate of all your unsecured credit card debt at once makes the most sense. In others, filing a Chapter 13 Bankruptcy to repay the debt is the best option.

Either way, filing Bankruptcy creates an “automatic stay” and prohibits creditors from further collection activities, including harassing phone calls and letters.

Attorney Frank G. Cortese has extensive experience listening to each client’s situation, assessing the best alternative and achieving the most satisfying result. He will work with you to get rid of your debt and get on the path to a bright financial future.

If you are in need of debt relief or have questions regarding Bankruptcy or other debt solutions, please call Frank G. Cortese for a Free Consultation.